Effective Date: March 10, 2026
This Privacy Policy describes how OntaRate (“we”, “us”, or “our”) collects, uses, and protects the personal information you provide when using our website and referral services. We are committed to protecting your privacy in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable Ontario privacy legislation.
1. Who We Are
OntaRate is a brand operated by Modev Media Group Inc., a company incorporated in Ontario, Canada. We operate an insurance referral service connecting individuals seeking insurance quotes with licensed, independent insurance agents. We do not sell, underwrite, or administer insurance products.
2. Information We Collect
When you submit a quote request through our website, we may collect the following personal information:
- Full name
- Email address
- Phone number
- Postal code
- Type of insurance coverage requested
We do not collect payment information, government identification, or sensitive personal data through our website.
3. How We Use Your Information
The personal information you provide is used solely for the following purpose:
- To refer your request to one licensed Ontario insurance agent who will contact you directly with a quote
We do not use your information for marketing purposes, email campaigns, or any purpose beyond the referral described above.
4. Who We Share Your Information With
Your personal information is shared with one licensed independent insurance agent in Ontario. It is not sold, rented, or disclosed to any other third parties, marketing platforms, data brokers, or advertisers.
The agent who receives your referral is bound by their own professional obligations and applicable privacy legislation.
5. Data Retention
We retain your personal information only as long as necessary to fulfill the referral and comply with any applicable legal obligations. If you wish to have your information removed, please contact us at [email protected].
6. Your Rights
Under PIPEDA, you have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Withdraw consent and request deletion of your information
To exercise any of these rights, contact us at [email protected].
7. Cookies & Analytics
Our website may use cookies and analytics tools (such as Google Analytics) to understand how visitors use the site. This data is aggregated and does not identify individuals. You may disable cookies through your browser settings.
8. Security
We take reasonable technical and organizational precautions to protect your personal information from unauthorized access, loss, or misuse. However, no method of transmission over the internet is completely secure.
9. Changes to This Policy
We may update this Privacy Policy from time to time. The effective date at the top of this page will reflect the most recent revision. Continued use of our website constitutes acceptance of the updated policy.
10. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us:
- Email: [email protected]
- Company: Modev Media Group Inc.
- Website: modevmedia.com
- Location: RR1, Ilderton, Ontario N0M 2A0